Zempler Bank Business Accounts
Free business banking with built-in accounting tools, cashback rewards and FSCS protection up to £120,000. Apply in minutes — no branch visit needed.
Choose your account
Three tiers to match your business needs. All include core banking features, accounting integrations and FSCS protection.
Business Go
Free banking for self-starters
Apply for Business Go →- Free to open and maintain
- 3 free outgoing payments/month
- Unlimited incoming payments
- UK cash withdrawals — £2 each
- Accounting integrations (Xero, QuickBooks, Sage)
- Invoice generator & receipt capture
- Making Tax Digital (MTD) tool
- Google Pay support
- Post Office cash deposits at 11,500+ locations
- FSCS protected up to £120,000
35p per payment after first 3/month
What you get with Zempler
Apply in minutes
Fully online application — no branch visit needed. Most accounts are approved the same day.
FSCS protected — £120,000
Your deposits are protected up to £120,000 per depositor by the Financial Services Compensation Scheme — higher than the standard £85,000.
Built-in accounting tools
Connect directly to Xero, QuickBooks and Sage. Capture receipts, generate invoices and track cashflow — all from the app.
Cashback on card spend
Earn up to 1% cashback on eligible card spending with Business Extra and Pro accounts (max £1,000/month qualifying spend).
Business Creditbuilder
Build your business credit score over 12 months at 0% interest. Available on Business Extra — payments are reported to credit reference agencies.
Post Office cash deposits
Deposit cash at any of 11,500+ Post Office branches across the UK. Fee: £4 minimum or 0.55% of the amount deposited.
Who can apply?
Sole traders
- UK-based
- Not registered at Companies House
- Standard KYC checks apply
Limited companies
- At least one UK-resident director
- Active status at Companies House
- Limited by shares
- Max 4 persons with significant control
Also available to partnerships, charities and companies limited by guarantee (additional fees may apply).
Important: Zempler Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. FSCS protection covers eligible deposits up to £120,000 per depositor per bank. Zempler Bank is a product of Zempler Bank Limited (Company No. 04947027), registered at Cottons Centre, Cottons Lane, London SE1 2QG.
Bee Compared Ltd introduces customers to Zempler Bank. We receive a commission when you open an account through us. This does not affect the product you receive.
Ready to open your account?
Apply online in minutes. No branch visit, no paperwork, no hassle.